Looking for homes without a loan pre-qualification is the equivalent of visiting your favorite store without your wallet.
Many people assume that they have all of their finances in order, they find the perfect home, apply for a home loan and find out that they are unable to afford the home they want. Maybe they have credit issues, or they need more money to put down, or the payment is a lot more than they expected. Getting a pre-qualification letter prior to looking at homes saves you emotional turmoil from the very beginning.
We have excellent professional loan officers that we recommend.
Another benefit to having your financial pre-qualification is that you will know what to expect financially. You will receive a loan estimate listing your closing costs, financing costs, monthly payment including property taxes & insurance as well as your required down payment at the close of escrow. This allows you to be prepared to own a home.
I am a Huntsville resident with over 18 years of financial experience. The last 16 years of my career have been specifically on the lending side.With a wide array of products offered, I am prepared to meet your needs. Whether it is an one time to close, purchase plus improvements, cash out on existing home, refinance, or just a regular purchase - I am here to assist you. Reach out to me today to see how I can help you with your real estate needs!Apply Now
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